Find where your household money leaks.
For most families the biggest leak isn't the mortgage or the car. It's the grocery bill. See what a household like yours should spend, using official USDA numbers, in 30 seconds.
How much should your family spend on groceries?
Add everyone who eats at home. Based on USDA food plans, September 2026.
Thrifty
$630
per month
Low-cost · our target
$653
per month
Moderate-cost
$808
per month
Liberal
$1,008
per month
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Why we start with groceries
Food at home is one of the few big costs you can change this week. The USDA publishes what it costs to feed every age group at four budget levels. We turn those tables into one number for your family, and show the gap.